πŸ‡¬πŸ‡­ Ghana Small Business Free Calculator

No internet required, no sign up, no ads. Calculates VAT/NHIL/GETFL levies (20% combined as of 2026), MoMo fees, and VAT registration requirements. VAT Act 2025 (Act 1151) effective 1 January 2026.

VAT + Levies Calculator (Standard Rate)

MoMo / Mobile Money Transaction Fee Calculator

VAT Registration Threshold Check (2026)

Check if you need to register for VAT under the new 2026 rules (VAT Act 2025):

Quick Deadlines Reminder 2026

GRA monthly VAT/NHIL returnsDue on or before the last working day of the following month
Annual returns to Registrar General's DepartmentDue 31st December each year
Annual tax returns to GRADue 30th April after end of assessment year
VAT registration after crossing GHS 750,000 thresholdRegister within 30 days of crossing

This tool is for guidance only. Confirm current rates and deadlines with a licensed local accountant or GRA for your specific business.

Questions.

What is the combined tax rate on the standard rate?

VAT, NHIL and GETFL together total 20% on the standard rate under the current regime (COVID levy abolished 1 January 2026). Enter any amount above and the Tax Breakdown table shows the exact GHS split per line.

When does my business have to register for VAT in Ghana?

Once taxable turnover crosses GHS 750,000 in a 12-month window, registration is due within 30 days. The Threshold Check section tests your monthly figure against that line.

How much does MTN MoMo charge per transfer?

Fees are tiered by amount and differ for send, agent withdrawal and merchant payments β€” the MoMo calculator section above breaks the exact GHS charge down for your amount. Tiers change; confirm with MTN before relying on a figure.

What are the current filing deadlines?

The Deadlines Reminder table lists them: GRA monthly VAT/NHIL returns on or before the last working day of the following month, annual returns to the Registrar-General’s Department by 31 December, and annual GRA tax returns by 30 April.

Is this calculator really free and offline?

Yes β€” one static page, runs entirely in your browser, and nothing you enter leaves your phone or computer.